495 W 1st Street,Rush City, MN 55069
Rush City, MN 55069
Description
Charming Rush City home with an additional $1,000 per month rentalincome! A charming property in the heart of Rush City, offering a unique opportunity toown a home with an attached, income-producing rental apartment generating $1,000 permonth through an existing County HRA housing contract-that's $12,000 annually! Thisdependable and established rental income could help offset your mortgage payment, reducemonthly housing expenses, and make homeownership more affordable. The main residence is a charming 1.5-story home featuring 2 bedrooms and 1 bathroom, withthe potential for convenient living. The inviting, open layout offers comfortable living space andplenty of opportunity to personalize the home to your taste. A connecting breezeway adds to theproperty's distinctive layout. The attached rental apartment features its own private entrance, kitchen, bathroom,bedroom, living room and laundry area) providing a separate, self-contained living space withprivacy and independence from the main residence. Currently occupied by a tenant under aSection 8 housing arrangement, the apartment generates $1,000 per month in rental income. Theexisting County HRA (Housing and Redevelopment Authority) rental arrangement cancontinue with a new owner, subject to applicable program requirements, providing anattractive opportunity to receive rental income while living in the main residence. Several updates have already been completed in the main residence, including 13 new energy-efficient, argon-filled, double-pane replacement windows, providing improved insulation,comfort, and potential heating-cost savings. Fresh interior paint gives the home a welcomingappearance and a great head start for future decorating. Location adds even more appeal! Situated in the heart of Rush City, the property is withinwalking distance of downtown, the city water park, and local schools and sporting events.Convenient freeway access makes commuting to work and surrounding communities easy. Whether you're looking for a comfortable personal residence with supplemental rental income,an investment opportunity, or a property with room to build equity, this Rush City home offersan attractive combination of affordability, flexibility, and income potential. Enjoy living in the main residence while receiving $12,000 annually in rental income fromthe attached apartment under the existing Section 8 housing arrangement!
Details
| MLS # | 7152024 |
|---|---|
| Listing Type | For Sale |
| Sub-Type | Resale |
| Status | Active |
| Year | 1948 |
| Days On Site | 35 |
| Listing Provided By | Century 21 Moline Realty Inc | Michelle Nicollette Hosch |
Features
| Bed(s) | 4 |
|---|---|
| Bath(s) | 3 |
| SQ Feet | 1,823 |
| Garage | 2 |
| Basement | Y |
| Story(s) | 1 |
| Units | 2 |
| Zoning | Residential-Multi-Family |
| Acreage | 0.43 |
Interior
| Heating | Boiler |
|---|
Exterior
| Roof | Age Over 8 Years |
|---|---|
| Construction Materials | Block, Frame |
| Lot Features | Tree Coverage - Medium |
Parking
| Parking Features | Attached Garage, Asphalt, Garage Door Opener |
|---|
Taxes
| Property | 2609 |
|---|
Area Information
| State | MN |
|---|---|
| County | Chisago |
| City | Rush City |
| Zip Code | 55069 |
| School District | 139 |
| High School | Rush City |
| Listing VS Median (in 55069) | |
Price: $289,900 low | high Med: $339,900 sqft: 1,823 low | high Med: 1,331 $ / sqft: $159 low | high Med: $255 On site: 35 low | high Med: 14 | |
Market Activity 55069
Request a showing
Request a showing
Listings courtesy of Northstar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of November 6, 2026 at 12:02:54 PM PST All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
Contact
Learn More About This Property
| State | MN |
|---|---|
| County | Chisago |
| City | Rush City |
| Zip Code | 55069 |
| School District | 139 |
| High School | Rush City |
| Listing VS Median (in 55069) | |
Price: $289,900 low | high Med: $339,900 sqft: 1,823 low | high Med: 1,331 $ / sqft: $159 low | high Med: $255 On site: 35 low | high Med: 14 | |
